Mortgage Underwriters needed for IMMEDIATE placement!!

  • SALARY:  DOQ
  • LOCATION:  West Suburbs, MN

We are looking for experienced Underwriters for various mortgage companies in the West Suburbs.

The Mortgage Underwriter is responsible for underwriting mortgage loan files to secondary market investor(s) and company loan guidelines. Ensuring all files are of high credit quality and compliant to all federal and state regulations.

RESPONSIBILITIES:

  • Responsible for determining credit decision on loan applications for initial file submission. Review all loan documentation to ensure accuracy, completeness, and compliance with all investor guidelines, company loan policy, and federal and state regulations.
  • During review analyze; credit report, income and asset documentation, appraisal, title work, and any additional documentation needed to satisfy investor requirements.
  • Clears conditions on file for final approval. Work as a team with other underwriters, processors and mortgage bankers to help meet closing deadlines and provide an outstanding customer experience.
  • Work to create a positive, supportive, and fun work environment.
  • Maintain a positive working relationship throughout the company to promote effective communication.

POSITION QUALIFICATIONS AND REQUIREMENTS:

  • Five+ years mortgage experience, strong background in FHA/VA, Conventional and secondary market regulations and guidelines, and working knowledge of the mortgage industry.
  • Excellent communications skills – phone, personal contact and written.
  • Strong desire and ability to work with employees and customers in a co-operative, professional and friendly manner.

Skills/Qualifications:

Analyzing Information , General Math Skills, Decision Making, Audit, Job Knowledge, Verbal Communication, Written Communication, Statistical Analysis, Integrity, Business Knowledge, Corporate Finance